The short answer is no, a tough inspection cannot kill the deal on your dream home. It’s a common misconception that a home inspection report can lead to the bank refusing a mortgage. That’s even led some people to seek out an “easy” home inspector who won’t point out the flaws of the home – a very risky move!
The fact of the matter is that a home inspection has nothing to do with the lending process, and it is not pass or fail. The job of a home inspector is to give you an assessment of the home’s condition at the time of the inspection, and it’s in your best interest to find everything that’s wrong so you know exactly what you’re getting into. It’s the bank-hired appraiser, not the home inspector, that calls out defects as they relate to lending requirements. As a home inspector, Grand Home Inspection could report that the home is actively burning down, and if you wanted to you could still go through with the purchase so long as the appraiser doesn’t see the fire.
Obviously you wouldn’t want to buy a house that was burning down, but at the end of the day the decision to purchase the home is up to you and it’s in your best interest to learn everything you can about your future home.
With this understanding that a home inspection cannot make the sale fall through, would you rather hire a thorough inspector that provides accurate and detailed reports, or seek out that “easy” inspector that glosses over the important details?